What are Some Classic Car Insurance Policies to Consider?

If you own a classic car like the 1955 Chevrolet Cameo, you must protect it. Whether it’s exhibited in a car show to arouse nostalgia or it’s for beautifying your garage, you will need classic car insurance. However, when it comes to classic cars, you need special insurance because traditional car insurance may be insufficient.

Classic car insurance protects your vintage or collector’s car when on and off the road. Highpoint Insurance Group in Dadeville, AL can assist you with the coverage you need for your vintage vehicle. 

If you are a classic car collector, enthusiast, or owner, here are the insurance policies you need:

Liability car insurance:

Liability car insurance is a requirement in most states, including Alabama. It pays for injuries and damage to others. Liability coverage also pays for legal costs if you get sued after an accident.

Collision and comprehensive policy:

These policies guard your vehicle against numerous risks, including theft, collision, vandalism, riots, falling objects, and much more. Your physical damage coverage pays for the repairs or replacement of your vehicle up to your coverage limit.

Uninsured/underinsured motorist coverage:

It’s coverage that comes in handy when you get into an accident with someone without insurance or an underinsured person. This coverage also saves the day in hit-and-run incidents.

In addition to the above, classic car insurance has optional coverages that can be tailored to your needs. They include:

  • Automotive tools coverage and spare parts
  • Cherished salvage coverage
  • Disabled vehicle coverage
  • No attendance required
  • Restoration coverage

Get Coverage For Your Classic Car Today

A classic car is not just a vehicle but a collection of heritage and memories. Since it’s a significant investment, you don’t want anything to happen to your classic car. And one way of protecting it is by buying classic car insurance. Are you ready to protect your vintage in the greater Dadeville, AL community? Contact us at Highpoint Insurance Group for an affordable quote.