Three frequently asked questions about auto insurance coverage

It’s important to learn as much as your can about auto insurance options when you’re shopping for the right policy in Dadeville, AL. At Highpoint Insurance Group, we can answer all your questions about insurance policies for your vehicle.

The following are three frequently asked questions about auto insurance coverage. 

How much coverage should I buy?

Investing in the right amount of coverage is important for protecting yourself financially.

There are some minimum coverage requirements that you need to meet to drive legally in Alabama. In Alabama, these minimum coverage requirements include $50,000 total liability coverage per accident and $25,000 total in property damage coverage. 

Also, it’s a good idea to invest in added liability coverage, collision coverage, and comprehensive coverage. 

What steps should I take to find a policy?

There are a lot of auto insurance options out there. Finding the best policy for your needs is important. It would be best if you researched your options before selecting a policy. 

Some important steps in choosing a policy include determining your coverage needs and getting multiple quotes. It’s important to also acquire quotes from a few different providers before selecting a particular policy. 

How can I reduce my insurance costs as a motorist?

Insurance costs can be a significant monthly expense for motorists. However, motorists can get discounts on their auto insurance in several ways. 

Possible auto insurance discounts include discounts for good driving records and good student discounts. Vehicle owners could also qualify for discounts by taking part in drivers’ safety classes. 

It’s important to put some research into discount options to get the best possible price on auto insurance coverage in Alabama. 

Do you have more questions about auto insurance in Dadeville, AL? Get in touch with us at Highpoint Insurance Group to find the answers that you’re looking for. 

Protecting Your Car From Rain and Pollen Damage

As the Summer season approaches in Alabama, layers of yellow pollen can be found everywhere, including your car. At High Point Insurance Group, we want to make sure that you know how to protect your vehicle from rain and pollen damage.

Wash Your Car First

Despite the pollen and rain coming down, it is critical to wash and wax your car. A good wash will remove the pollen that has fallen into corners on your car. When you wash your car, make sure to use soap and water, so that any debris and pollen are removed from the exterior of your car. Attempting to remove pollen without soap will cause scratches on your car and can diminish the overall value.

Wax Your Car

After you have washed your car, a protective coat of wax is critical during the pollen season. If there are any cracks in your paint, the pollen can get into it and become a permanent fixture. With wax, your exterior coat is protected from damage. Also, it protects the rain from leaving stains on your car and breaking down the paint.

Replace Cabin Air Filter

At the beginning of the season, you will want to have your cabin air filter replaced. This filter keeps the pollen and any debris carried by rain from coming into the cabin of your car. This keeps you driving safe and protects the interior.

Get Ultimate Coverage With Auto Insurance

If you live in or around Alabama, our team is here to speak with you about any questions you have regarding auto insurance. Feel free to use our online rating tool or give our agents at High Point Insurance Group a call today. We look forward to hearing from you soon.