E-bikes come with all the customizable features you can dream of and can easily cost as much as a motorcycle. You should make sure you have proper insurance, but what type of coverage do you need for an e-bike in Dadeville, AL?

Motorcycle Insurance

Most people think you need this type of policy for an e-bike because they both have two wheels, but that’s not the case. E-bikes are classified as bicycles, not a vehicle, so you likely can’t get these policies for your e-bike. 

Some high-powered options may be classified as a vehicle, but this depends on how much horsepower your e-bike has and the company you purchase a policy from. An agent here at Highpoint Insurance Group can help you learn more. 

E-Bike Policies

Many companies have created their own policies for e-bikes because some e-bikes aren’t quite vehicles, but are still more expensive to replace than a bicycle. This can make it easy to find the coverage you need, even though you aren’t always legally required to have e-bike coverage. 

Coverage Options

E-bike policies offer the same tiers of coverage as auto and motorcycle policies. There is standard liability, which pays for damage to other people’s property. There are also collision and comprehensive policies. Some companies have gone a step further to offer additional coverage, such as rental car reimbursement, in case your e-bike is your standard method of transportation. 

Finding the right coverage for an e-bike can be challenging, but we’re here to help. Agents at Highpoint Insurance Group can help you explore your options to make sure your e-bike has the necessary coverage before you hit the road. Contact us today. We’re currently serving the Dadeville, AL area.