The Importance of Renter’s Insurance for a New Renter

Renting your home is one of the most empowering experiences of your lifetime. If you are renting for the first time, you may be thinking about ways to protect your investment and build a safe place to call home. Insurance can help you.

At Highpoint Insurance Group, we can help you get renters insurance in Dadeville, AL, that fits your situation. Even if your property owner or management company does not require it, there are numerous benefits to having this type of insurance.

Why Renters Insurance Matters

Renters insurance provides financial protection in various situations. Consider some of the coverages you may have:

  • Liability. Renters insurance includes liability coverage. That means if someone visits you, falls, and suffers an injury, you have protection. 
  • Personal belongings. Your policy should cover the assets within your home that you own. If a fire happens or the building becomes a total loss, your landlord’s policy will not cover your belongings. But your renters policy will. 
  • Additional living expenses. Your policy may also provide protection for you and your family through additional living expense coverage. It pays for you to temporarily relocate if you need to leave your home due to a covered event. 

Keep in mind that many property owners and management companies require you to maintain property insurance. If you fail to do so, you could be personally responsible for the losses you incur.

Let Our Team Help You See the Value

Contact Highpoint Insurance Group. We’ll compare renters insurance quotes in Dadeville, AL, to give you peace of mind.