Boat and watercraft insurance in Dadeville, AL, is often mandatory for parking your boat at a marina, but this typically only includes liability coverage. Liability insurance covers damages to another person’s watercraft and bodily injury if you’re at fault. However, before heading out on the water, it’s important to consider additional coverage options to protect yourself and your investment.
Fuel Delivery
Running out of fuel while on the water can be a frustrating and expensive experience. Fuel delivery services can be difficult to arrange if you don’t have the right contacts. Many insurance providers offer fuel delivery as an add-on to your policy, allowing you to contact your provider directly for assistance.
Wreckage Cleanup
Accidents on the water often leave behind debris, which can pose environmental hazards. Without wreckage cleanup coverage, you’ll need to pay out of pocket for a company to remove the debris, which can cost thousands of dollars. Including this add-on in your policy is a more cost-effective solution.
Fuel Cleanup
Fuel spills after an accident are harmful to wildlife and can result in fines from the EPA if not cleaned up promptly. Fuel cleanup is a separate add-on from wreckage cleanup, focusing solely on removing fuel from the water. Having both add-ons ensures you’re prepared for accidents that involve both debris and fuel spills.
Towing Services
Breakdowns on the water can leave you stranded without help. Towing coverage is an essential add-on to ensure you can get assistance when your boat is unable to operate. Some insurance providers include towing with wreckage cleanup or standard policies, while others offer it as a separate add-on. Speak with an agent at Highpoint Insurance Group to confirm whether towing is included in your policy.
Professional agents at Highpoint Insurance Group can help you explore your coverage options and find the right policy for your needs. Contact us today! We’re currently serving the Dadeville, AL, area.
