If you have a lot of assets, you may be considering umbrella insurance. Knowing what umbrella insurance is and how it relates to your home insurance can help you decide if it’s the right option for you.

The professionals at Highpoint Insurance Group, serving Dadeville, AL, can help. We’re happy to answer your questions about umbrella insurance. If you decide that it’s something you need, we’ll help you shop around to find the right amount of coverage.

What Is Umbrella Insurance? How Does It Work?

An umbrella provides extended liability insurance for certain types of lawsuits, damage to others’ property, injuries to others, and so on. Umbrella coverage works by extending the liability insurance provided by other insurance policies, like your home or auto insurance. 

Who Needs Umbrella Insurance?

People who benefit from umbrella insurance are those who have a lot of assets. If your assets are greater than the coverage provided in your home insurance, you may be a good candidate for an umbrella. You may also want umbrella insurance if you feel you are at high risk for liability claims, perhaps because you have a pool or trampoline.

Want Umbrella Insurance? Contact Us

If you think you’re a good candidate for umbrella insurance, the first step is to contact an independent insurance agent. Independent insurance agents can shop around with different carriers to find a policy that works for your needs. 

Contact our insurance agents at Highpoint Insurance Group, serving Dadeville, AL. We’re here to help you find an insurance carrier you can trust. Because we work with many carriers, we can do the shopping around for you. Call us. We’re here to help.