Vehicle owners in Dadeville, AL are required by Alabama law to purchase minimum bodily injury and property damage car insurance. However, there are additional types of car insurance worth considering if you want to protect yourself from significant expenses in the event of a natural disaster or serious accident. The question is, how much insurance should you buy if your car is older and not worth very much?

How to Choose the Right Amount of Insurance

There’s no one-size-fits-all answer to how much insurance to purchase for an older car. However, there are some general guidelines to keep in mind. First, assess your budget to determine not only how much insurance you can afford but also how much you can afford to pay out of pocket if something happens to your car. Even replacing a low-value car can be expensive if it’s stolen, and you’ll need to cover the full cost if you don’t have comprehensive coverage. This is especially important in areas like Dadeville, AL, where tornadoes are more common than in other parts of the country.

Need More Information? Call Highpoint Insurance Group for Advice

Highpoint Insurance Group offers a range of car insurance policies and policy bundles to help you find the ideal coverage for your specific needs. We can also provide guidance on selecting the appropriate deductible for your policy, ensuring you receive the coverage you need without overpaying. Contact us today to learn more about your options or to request policy quotes.